What is Funeral Cover in Australia?

More commonly referred to in Australia as Funeral Insurance, it is a type of insurance policy that provides your loved ones with a cash payout to help pay for your funeral costs.

Dignity Funeral Insurance can be set up in minutes over the phone. There are no medicals or blood tests needed to apply. Acceptance is guaranteed for Australian residents aged 50 to 80.

Our claims process is designed to be simple, and our Australian-based funeral insurance claims specialists are on hand to help your loved ones with cover backed by an independent, Australian-owned insurer.

Cash payout

Choose a cash payout between $3,000 and $15,000 to help your loved ones pay for your funeral and other final expenses.¹

Terminal Illness cover

100% early payout for Terminal Illness, helping you plan your final wishes without worrying about financial pressures.²

Straightforward claims

Our claims process is designed to be simple, and our Australian-based claims specialists are on hand to help your loved ones.

Why choose Dignity Funeral Insurance in Australia

Guaranteed Acceptance: If you’re an Australian Resident aged 50 to 80, you’re guaranteed to be accepted for cover.
Easy Application: With our easy to arrange insurance, you can get coverage in just a few minutes over the phone with no medical or blood tests for approval.
Exclusive: Dignity Funeral Insurance is backed by an independent, Australian-owned insurer and is exclusive to us. You can't buy it anywhere else.
Designed to be affordable: Our cover is designed to be affordable and if you’re a non-smoker you’ll enjoy lower premiums.³
Immediate Double Cover for Accidental Death: From day one, your loved ones will receive double your chosen benefit amount if your death is due to an accident.
Trust: Dignity Insurance is part of a group whose brands have been chosen to protect over 500,000 customers worldwide and have ‘Excellent’ Trustpilot ratings.⁴
No More Premiums After Age 90: From the policy anniversary following your 90th birthday, premiums are no longer payable but your cover will continue for life.³
30 days to make sure you’re happy: If you want to cancel during the first 30 days from the policy commencement date, you will get a refund for the premiums you’ve paid, if you’ve not made a claim.
Free Will Kit: Receive a free Will Kit when you purchase a policy.

Receive a FREE Will Kit with your Funeral Insurance policy

When you take out Dignity Funeral Insurance, we’ll send you a free Will Kit to help you make your last wishes clear for your family. It’s our way of helping you plan ahead to have a meaningful send-off whilst also getting your affairs in order.

Protection you can trust

We understand that funeral planning can be difficult. You want to make sure your loved ones have the financial support they need to pay for your funeral, but it can be hard to know where to start. Dignity Funeral Insurance helps Australians to financially prepare for the future, without unnecessary worry.

Dignity Insurance is part of a group whose brands have been chosen to protect over 500,000 customers worldwide.⁴ We can help you to provide your loved ones with some financial support to assist with your funeral expenses.

We take the trust you place in us seriously and will make sure to provide you with high quality service in a timely manner, so you can get on with life.

Some important things you should know:

Dignity Funeral Insurance is an insurance policy, not a savings or investment plan.
You may pay more in premiums than your benefit amount.
Your benefit amount may not cover all your funeral expenses and associated costs, or the costs associated with a Terminal Illness. Inflation may also reduce its value over time. It is important to carefully consider the benefit amount you choose.
Cover is for accidental death only within the first 12 months. After 12 months, cover is for any cause of death and terminal illness.
If you change your mind within 30 days from the purchase date ("cooling-off period") and no claim is made, you may cancel your policy and receive a full refund of any premiums paid. If you cancel your policy after the cooling-off period, you do not receive your premiums back, nor will you be entitled to any benefit amount.

View full policy terms & conditions

Covering funeral costs the dignified way

Helping you to better prepare for tomorrow with peace of mind today. Our team of funeral insurance specialists is ready and waiting to help you and answer any questions you might have.

or call us

1

From $3,000 up to $15,000 of cover available. Cover is for Accidental Death only within the first 12 months. After 12 months, cover is for any cause of death and Terminal Illness, as defined in the Product Disclosure Statement.

2

Terminal Illness is as defined in the Product Disclosure Statement. Upon payment of a terminal illness claim, the policy and cover will end.

3

Premiums for a non-smoker are lower than for a smoker of the same age and gender, with the same benefit amount. Dignity Funeral Insurance is an insurance policy and not a savings plan which means if your policy is cancelled, you will not get anything back (unless it is cancelled within the cooling off period). The total premiums you pay over the life of the policy could also be more than the benefits we pay out.

4

Dignity Insurance is a trading name of Neilson Financial Services Pty Ltd (Neilson) ABN 52 668 314 896, AFSL 552284. Neilson is part of the Neilson group of companies whose brands have been chosen to protect over 500,000 customers worldwide and have been rated ‘Excellent’ on Trustpilot, an online platform for consumers to review businesses. For more ratings information, see https://www.dignityinsurance.com.au/awards-and-recognition

Enjoy life with one less worry: Get a quote today for Funeral Insurance

Get a Quick Quote